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How F-Secure Transformed from Endpoint Security to Predicting Scams Before They Happen | A Brand Story Conversation with Dmitri Vellikok, Product and Business Development at F-Secure

Episode Summary

Dmitri Vellikok from F-Secure reveals how the company transformed from traditional endpoint security to predicting scams before they happen. With 55% global market share in operator-delivered security, F-Secure has moved beyond asking consumers to install security software to embedding protection directly into telecom networks and applications.

Episode Notes

The cybersecurity industry operates on a fundamental misconception: that consumers want to understand and manage their digital security. After 17 years at F-Secure and extensive consumer research, Dmitri Vellikok has reached a different conclusion—people simply want security problems to disappear without their involvement.

This insight has driven F-Secure's transformation from traditional endpoint protection to what Vellikok calls "embedded ecosystem security." The company, which holds 55% global market share in operator-delivered consumer security, has moved beyond the conventional model of asking consumers to install and manage security software.

F-Secure's approach centers on embedding security capabilities directly into applications and services consumers already use. Rather than expecting people to download separate security software, the company partners with telecom operators, insurance companies, and financial institutions to integrate protection into existing customer touchpoints.

This embedded strategy addresses what Vellikok identifies as cybersecurity's biggest challenge: activation and engagement. Traditional security solutions fail when consumers don't install them, don't configure them properly, or abandon them due to complexity. By placing security within existing applications, F-Secure automatically reaches more consumers while reducing friction.

The company's research reveals the extent of consumer overconfidence in digital security. Seventy percent of people believe they can easily spot scams, yet 43% of that same group admits to having been scammed. This disconnect between perception and reality drives F-Secure's focus on proactive, invisible protection rather than relying on consumer vigilance.

Central to this approach is what F-Secure calls the "scam kill chain"—a framework for protecting consumers at every stage of fraudulent attempts. The company analyzes scam workflows to identify intervention points, from initial contact through trust-building phases to final exploitation. This comprehensive view enables multi-layered protection that doesn't depend on consumers recognizing threats.

F-Secure's partnership with telecom operators provides unique advantages in this model. Operators see network traffic, website visits, SMS messages, and communication patterns, giving them visibility into threat landscapes that individual security solutions cannot match. However, operators typically don't communicate their protective actions to customers, creating an opportunity for F-Secure to bridge this gap.

The company combines operator-level data with device-level protection and user interface elements that inform consumers about threats blocked on their behalf. This creates what Vellikok describes as a "protective ring" around users' digital lives while maintaining transparency about security actions taken.

Artificial intelligence and machine learning have been core to F-Secure's operations for over a decade, but recent advances enable more sophisticated predictive capabilities. The company processes massive data volumes to identify patterns and predict threats before they materialize. Vellikok estimates that within 18 to 24 months, F-Secure will be able to warn consumers three days in advance about likely scam attempts.

This predictive approach represents a fundamental shift from reactive security to proactive protection. Instead of waiting for threats to appear and then blocking them, the system identifies risk patterns and steers users away from dangerous situations before threats fully develop.

The AI integration also serves as a translation layer between technical security events and consumer-friendly communications. Rather than presenting technical alerts about blocked URLs or filtered emails, the system provides context about threats in language consumers can understand and act upon.

F-Secure's evolution reflects broader industry recognition that consumer cybersecurity requires different approaches than enterprise security. While businesses can mandate security training and complex protocols, consumers operate in environments where convenience and simplicity drive adoption. The embedded security model acknowledges this reality while maintaining protection effectiveness.

The company's global reach through operator partnerships positions it to address cybersecurity as a systemic challenge rather than an individual consumer problem. By aggregating threat data across millions of users and multiple communication channels, F-Secure creates network effects that improve protection for all users as the system learns from new attack patterns.

Looking forward, Vellikok anticipates cybersecurity challenges will continue evolving in waves. Current focus on scam protection will likely shift to AI-driven threats, followed by quantum computing challenges. The embedded security model provides a framework for adapting to these changes while maintaining consumer protection without requiring users to understand or manage evolving threat landscapes.

 

Learn more about F-Secure: https://itspm.ag/f-secure-2748


Note: This story contains promotional content. Learn more.
 

Guest: Dmitri Vellikok, Product and Business Development at F-Secure  
On LinkedIn: https://www.linkedin.com/in/dmitrivellikok/


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Episode Transcription

Dmitri Vellikok of F-Secure reveals how consumer cybersecurity has evolved from device-focused protection to embedded ecosystem security. With 17 years at the company and 55% global market share in operator-delivered consumer security, F-Secure has shifted from traditional endpoint protection to predictive scam prevention. The company partners with telecom operators to embed security directly into consumer applications, eliminating activation barriers while providing comprehensive protection across SMS, email, and network channels. Using AI and machine learning, F-Secure aims to predict scams three days in advance, creating a "scam kill chain" protection model that safeguards consumers throughout their entire digital lives.

10 Key Quotes 

  1. "70% of people say that they will spot the scams very easily. At the same time with the exact same survey, 43% of that same customer group said that they have been scammed" - Dmitri Vellikok highlighting the dangerous overconfidence consumers have about their ability to detect scams.
  2. "We have 55% market share globally in consumer security through operator space" - Vellikok describing F-Secure's dominant position in telecom operator-delivered cybersecurity services.
  3. "Consumers don't really care or want to understand what the problem with cybersecurity is. They just want the problems to go away, and somebody to figure that out for them basically" - His insight into consumer expectations for seamless, invisible security protection.
  4. "We will be probably within like next 18 to 24 months, we'll be able to tell you like three days in advance that hey, you will be quite likely scammed and this is how it'll happen" - Vellikok's prediction about F-Secure's AI-powered predictive capabilities.
  5. "We call it a scam kill chain. That we've created as a fundamental guideline almost for everything we do" - Describing F-Secure's comprehensive framework for protecting consumers at every stage of a scam attempt.
  6. "About like two years ago, three years ago, there was a major shift within the company. We actually demerged the company and made two companies" - Vellikok explaining F-Secure's strategic split to focus exclusively on consumer cybersecurity.
  7. "75% of the people expect the operator to keep them safe" - His observation about consumer trust in telecom providers as security guardians, enabling F-Secure's embedded approach.
  8. "We're trying to protect people's digital life, right? When it's not so much anymore about protecting your device, your phone, your laptop" - Vellikok's vision of security shifting from device protection to comprehensive digital life protection.
  9. "Bad guys have all the tools they need with AI now that they can generate the best scam messages out there"- Acknowledging how AI has empowered cybercriminals to create more sophisticated attacks.
  10. "We embed our technology within the home router so we can protect all your IoT devices in the household" - Describing F-Secure's network-level protection strategy that secures entire home ecosystems.